Holland Law and Title

Holland Law and Title


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Basic Title Premium Calculator
Refinance Title Premium Calculator
Investment Calculator
19 in 1 Mortgage Calculator
Seller's Estimated Closing Costs
Buyer's Estimated Closing Costs
Reverse Mortgage Calculator

About Title Insurance

Home Ownership Tips and Articles

Why Use a Real Estate Agent (Sellers)

Why It Pays to Use a Professional
Real estate transactions have become very complicated; so, it pays to work with someone who specializes in the field -- a licensed real estate professional. Texas applies very high standards on brokers and agents once they are licensed to represent consumers. Because of this, becoming a licensed professional requires thorough training and examination. Additionally, Texas requires continuing education for license renewal. These specialists are compensated on their ability to sell properties quickly and cost-efficiently -- and for consumers, the beauty is that their expert abilities are chargeable only when a transaction is complete.

If You Are Selling A Home

You probably know that working with a real estate professional is an indispensable part of selling your home. For one thing, agents are professionals at marketing properties -- that's their job. They know how to specifically target advertising to reach buyers for your home, and use all the marketing tools available to ensure that your home is sold expediently.

Most brokerage offices have a steady stream of prospects that no individual can match. Your real estate professional can list your property on the internet and in the Multiple Listing Service (MLS), providing your home with incomparable exposure to as many real estate professionals and consumers as possible. Many corporate relocation clients may be working with a broker before a move is made.

What does a real estate professional do for you besides find buyers? Plenty. A real estate professional provides information on local market conditions to help you price your property realistically and fairly, and keeps you abreast of changes in the market which may affect your property. When you use an agent, they can also arrange financing terms that make it easier to obtain a quick sale in today's market -- helping you receive the equity in your home. If you wish to participate in financing the purchase of your property, your agent or broker can structure a workable plan that helps reduce risk from unusual terms -- and give you an estimate of the anticipated yield from carrying a property-secured financing plan. Your agent will follow-up with other agents who have shown your property and share their constructive comments on cosmetic repairs, financing arrangements, or re-evaluating your list price.

Finally, selling a home means paperwork, lots of it. When it comes to closing escrow, a real estate professional can be invaluable, guiding you along the paper trail with a steady hand, familiarizing you with the process. A real estate professional can serve as the liaison between you and the seller, bringing to the table negotiating expertise and knowledge about required disclosures and the housing market. Structuring transactions, arranging financing and finding the properties that fit you're needs are the keys to success; thankfully, that's what they do. 

All of this is designed to ease your burdens and stress.

When You Make the Sale

An agreement between you and a buyer is just the beginning of a final transaction. From that point on your agent or broker can handle the details and paperwork necessary to make it complete: from building and termite reports to surveys and closing arrangements. Your agent or broker will give you advance estimates of your closing costs and net proceeds from the sale, as well as keeping you informed as you go, all to assure a smooth and timely closing.

Another vital part of any sale is title insurance. Buyers need an owner's policy to protect their equity, and lenders usually require a loan policy to protect their interests as well. Be sure to ask your agent or broker for protection from Holland Law & Title. Your title insurance policy will be backed up by the resources of Lawyers Title, the strongest title insurance family in the industry.

 So, Where Do You Find a real estate professional?

Like finding any good professional, the best way to locate a real estate professional is through recommendations from friends or those who have bought or sold homes recently. Ask for references and check each thoroughly. Also, interview several real estate professionals before you decide on one.

It's important to find a professional who is a REALTOR®. Why? A REALTOR® is someone who, as a member of the local, state, and national trade associations, adheres to a strict code of ethics. Recently, the National Association of REALTORS® commissioned a nationwide survey to determine whether real estate professionals were doing their job professionally. The results were impressive: 97 percent of respondents indicated they received "excellent" or "very good" service from their REALTOR®.