Holland Law and Title
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Basic Title Premium Calculator
Refinance Title Premium Calculator
Investment Calculator
19 in 1 Mortgage Calculator
Seller's Estimated Closing Costs
Buyer's Estimated Closing Costs
Reverse Mortgage Calculator
About Title Insurance
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Title Insurance
What Happens in Escrow Settlement?
Who May Handle Escrow Settlements?
Instructions to the Settlement Agent
What Each Party Does in Escrow?
Closing the Sale and Division of Charges
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Home Ownership Tips and Articles
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Buyers Section
Why Use a Real Estate Agent
What to Expect in a Residential Transaction
Buyer's Financial Responsibility
Sellers Section
Real Estate Professionals Help Home Sellers Reach Their Goals
Why Use a Real Estate Agent
What to Expect in a Residential Transaction
Seller's Financial Responsibility
What to Expect in a Residential Transaction (Sellers)
You should select a professional real estate agent to represent your needs. Once you establish a working relationship with your agent, your home is put on the market and marketed to potential buyers. Once a buyer makes an offer on your home you have three options: accept the offer, counter the offer, or reject the offer. After you accept an offer you can expect to do the following:
Escrow is opened and buyer deposits "earnest money" into escrow;
Seller submits documents and information to escrow holder, such as:
addresses of lien holders;
Property Owner's Association Information and Documents;
Existing Survey and T-47 affidavit swearing to no change in property since survey;
tax receipts;
home warranty contracts;
any leases and/or rental agreements;
Seller approves and signs the escrow instructions, warranty deed and other related documents required to complete the transaction;
Seller orders inspections, receives clearances and approves final reports and/or repairs to the property as required by the terms of the purchase and sale agreement (responsibility for inspection procedures may vary);
Buyer and Seller fulfill any remaining conditions specified in the contract and escrow instructions; approves the pay off demands and beneficiary's statements;
Buyer and Seller approve any final changes by signing amendments to the escrow instructions or contract;
Note: The above is general information only. Your situation may differ. Please consult your real estate professional for details about your specific situation.